Saturday, February 28, 2009

Up hill struggle

I am still working toward my goal of becoming debt free. It is a hard journey. I received a really decent pay check this week and had to pay a bunch of bills. I did save out a little to purchase product for my "NEW BUSINESS", but the rest went to new and old bills. I dedicated $200.00 per month to old bills back in January. I did fine in January, and made the deadline 2 days before the end of February. The problem with that is now I am looking at March 1 and I have to come up with another $200.00 for March and still keep current with my every day bills. No one said it would be easy...just worth it. Hope springs eternal.

Friday, February 6, 2009

FACE

FACE

It is an acronym for
F financial
A awareness
C completely
E empowers

I got this from a web site called flylady.com. It was a changing point in my life. If you'r not educated, how can you possibly make anything work. It would be like trying to build a house with out blue prints. Make it a point to learn everything you can. Dont overload yourself. Too much info at one time can give you a headache and cause you to give up before you ever get started. It is too overwhelming. Make it a goal to learn one new thing and then apply it to your life. Once you have it perfected, move on to a new goal.

First you have to know where you stand. Gather up all those nasty bills that you are trying so hard to ignore in hopes that they will disappear and then write them down. I suggest on a poster board that you can hang on the inside of your closet door or somewhere else private (Your finances are not the world's business ((or even your kids as far as that goes)). You can't conquer the giant by pretending it doesn't exist. The giant is living in your disorganized pile of papers and he needs to go down. So get out your sling shot and gather up your stones and get ready to slay the giant. You have to face the giant and you can't do that if you don't know who or where the giant lives. Face your debt!!!!!!!!!!! Then cry your tears, get up, dust yourself off, and tackle them one at a time. Here we go boys and girls! Get ready for the roller coaster ride of a life time. Wheeee!

meds versus food

A few days ago I had an eye opening experience. I went to my hometown to visit my best friend and as we were wandering through the local super mart, she was telling me about how her husband (who is diabetic) crashed the other night. I asked what caused the situation. She informed me that they did not have the money for his medication. That ain't right!!!!!!!!! No one should ever have to choose between feeding their children and buying life sustaining medication for their husband. On the way home I was praying about this. My own finances were a mess over the years and are on their way to restoration, but a far cry away from being good. I got from being a mess to being on my way by applying Godly principals a little at a time. I am not saying I have arrived, but I feel obligated to maybe share a little of what I have learned in hopes that other people will join in and maybe, just maybe, if we lock our shields of faith together, we can overcome together. This is the first installment in what I hope to be a daily or at least weekly posting. Please feel free to join in. Thank you and I hope to hear your comments.